Disclosures

Of Joseph PB&T is a private international business and investment organization conducting activities through separately incorporated entities in the Cayman Islands, the United States, and Brazil.

This website describes selected investment interests, business initiatives, special purpose vehicles, institutional cooperation, and philanthropic activities.

Information is provided for institutional communication and preliminary consideration.

Nothing on this website constitutes a public offering of securities, an invitation to subscribe for financial instruments, or a solicitation to purchase or sell any investment.

Descriptions of investment activities, prospective opportunities, financing structures, or co-investment arrangements are informational.

Any investment opportunity, where lawfully available, is presented exclusively through the appropriate entity, under applicable legal requirements and definitive documentation.

No investment commitment or subscription arises from visiting this website or submitting an inquiry.

Certain activities or opportunities may be restricted to qualified, professional, sophisticated, accredited, or otherwise eligible investors, as determined by applicable law.

Eligibility, suitability, documentation, and participation conditions are evaluated separately for each proposed transaction.

An expression of interest does not establish eligibility or create an entitlement to participate.

Private investments may involve substantial risks, including loss of capital, limited liquidity, valuation uncertainty, operational and commercial risks, regulatory changes, and extended investment horizons.

Projects involving emerging technologies, life sciences, infrastructure, energy, or other specialized sectors may present additional scientific, technical, execution, and market risks.

No investment outcome, return, valuation, exit, or liquidity event is guaranteed.

Past activities and historical performance do not assure future results.

Of Joseph PB&T may structure particular activities through special purpose vehicles, subsidiaries, affiliated entities, contractual arrangements, or independent institutional partners.

Each entity or arrangement is governed by its applicable legal documents and agreements.

References to an SPV, fund, investment program, or proposed structure do not necessarily indicate that it has been incorporated, funded, licensed, launched, or made available to investors.

Obligations of one entity are not automatically obligations of another.

Certain website materials may describe plans, objectives, expected developments, financing intentions, commercial milestones, institutional expansion, or anticipated outcomes.

Such statements reflect intentions, assessments, or expectations at the time expressed.

Actual outcomes may differ materially because of commercial, financial, legal, regulatory, technical, institutional, or other factors.

Forward-looking information should not be interpreted as a promise or guarantee.

References to universities, hospitals, public institutions, private companies, technology providers, research organizations, and other parties may describe cooperation, discussions, historical activities, prospective arrangements, or formal relationships.

The existence, scope, and enforceability of any particular relationship depend on its actual status and supporting agreements.

A reference on this website does not independently establish endorsement, sponsorship, exclusivity, funding, or contractual commitment.

Descriptions of scientific programs, clinical research, medical technologies, artificial intelligence, and related initiatives are provided for institutional purposes.

Such descriptions do not constitute medical advice, clinical recommendations, regulatory approval, or evidence that a product or service is authorized for general use.

Research activities, clinical applications, and commercialization are subject to applicable ethical, scientific, institutional, and regulatory requirements.

Of Joseph PB&T Foundation is a Panamanian private purpose foundation legally recognized in Brazil.

Its philanthropic mission, legal identity, governance, assets, and obligations are distinct from those of Of Joseph PB&T's commercial entities.

Philanthropic inquiries, proposed contributions, institutional cooperation, and legacy-related discussions are subject to appropriate review, applicable law, and the Foundation's governing arrangements.

Website descriptions of philanthropic activities do not constitute a promise to accept contributions, undertake particular programs, or provide tax benefits.

Historical activities are attributed according to their respective institutional circumstances and should not be interpreted as establishing that every initiative was independently executed by the Foundation.

Nothing on this website represents that any entity holds a particular financial, investment-advisory, banking, securities, fund-management, medical, or other regulatory authorization unless that authorization is expressly identified and supported by the relevant official record.

Visitors should obtain independent legal, tax, financial, and professional advice appropriate to their circumstances before entering into any transaction or arrangement.

Information and opportunities described on this website may not be available or legally permissible in every jurisdiction.

Participation is subject to applicable laws, eligibility requirements, and transaction-specific restrictions.

Institutional inquiries may be submitted through the Contact or Participate pages, as appropriate.

Additional information concerning a specific proposed engagement may be provided through authorized channels, subject to confidentiality and applicable legal requirements.